Whether you’ve just turned 18 and are getting your first taste of the credit world, are trying to rebuild your credit from the ground up, or have avoided the credit world your whole life, obtaining a credit card can be a pain. Fortunately, we’ve compiled a list of a few credit cards that should be able to get you started on the path to fiscal responsibility by building your credit brick by brick. Bad credit? Low credit? No credit? No problem! Check out these credit cards:

First Progress Platinum Prestige MasterCard® Secured Credit Card

First Progress Platinum Prestige Mastercard® Secured Credit Card is a full-featured credit card with a revolving credit line based on a refundable security deposit instead of your credit score! It has a quick application process that should only take a few short minutes to complete. No minimum credit score or credit history is required to apply, making this card a perfect option for a novice credit user looking to up their score!

Target’s REDcard

Target offers both a debit and credit card that will save shoppers 5% at Target every single day that they shop in the store. Other benefits include free shipping from Target’s online store and extended return periods on items. The Target debit card will link with your existing checking account and can grant you a cash withdrawal of up to $40 at checkout. Target’s credit card  allows you similar benefits but also grants you more savings by being a REDcard or Cartwheel member, including weekly coupon deals and discounts at Starbucks with your card. Target’s credit card has no annual fee! Learn more about the benefits of the REDcard program at Target!

Credit Aroma

Credit Aroma takes the searching process out of your hands. Credit Aroma allows users the opportunity to search for logical credit cards that coincide with their credit history. Once the best cards for your credit history have been found, you’ll review them and apply! Getting results in seconds helps get rid of the headache of searching for specific cards, applying for them and getting rejected. Credit Aroma helps customers search for prepaid, debit, unsecured, and secured credit cards, all of which can help you become fiscally responsible for the foreseeable future! There are plenty of credit card scammers and predators out there on the Internet, so it’s our pleasure to steer you in the right direction. Check these specific cards or the cards these sites have to offer and you can improve your credit in no time!