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Category: Financial Aid

What Does Good Debt Look Like?

If you go through your whole life without being officially, legally in debt, then you will have either gotten extremely lucky or you will have been overly cautious to your own detriment. They say money makes the world go ‘round and fortune favors the bold. Combine those two statements and you might get the idea that to live your best life, you may have to voluntarily go into debt and gamble on yourself. But we aren’t here to tell you to stop thinking debt itself is bad and it’s really some wonderful game to play. No, no, no –...

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Public vs. Private Colleges

At first it might seem like every college and university is public and private. After all, anybody can apply for an invitation to get in, but not everybody will receive an invitation. Of course, if the world made a lot more sense, then this wouldn’t be an issue. The idea of public and private higher-learning institutions refers to one specific difference, but that one difference either implies or actively causes a whole bunch of other dissimilarities. On Paper The official difference between a public and private college (or any school for that matter) is a public institution is funded...

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5 Companies with Great Employment Benefits

Even when the job market is at its best, actually deciding to accept a particular job offer can be complicated. People take and leave jobs at a much higher rate these days than they did even 20 years ago. There are two major reasons for this. One, people entering the workforce don’t have the abundance of options their predecessors did. Many of them are forced into a “take whatever you can get” position just to get the ball rolling. This leads to the second reason. As soon as something better comes along modern workers are happy to change things...

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Get the Help You Need with Personal Grants

Making ends meet has gotten demonstratively more difficult over the last 30 years. It is not uncommon for people to work multiple jobs and still come up short. If you find yourself in this situation, there may be more options than you think. For example, personal grants might just be what you’ve been looking for. Personal Grants As you probably know, the government sets aside money to help students pay for college through grants. Students apply for these grants and if they are accepted, receive money towards their schooling that they never have to worry about paying back. As...

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Beware of Shady Loan Servicing Companies

Student loans are often a necessity for those looking to go to college. They can also be a life-altering commitment that you may have to deal with for decades to come. As with most things, not all student loans are created equal. Federal loans are usually going to be easier on the debtor than private loans. However, depending on your financial situation, federal loans alone may not cover the full costs and private loans will be an unavoidable option. Even within private lenders, there are those who will become more burden than boon. Regardless of which loans you go...

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