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Category: Financial Aid

What You Need to Know to Avoid Loan and Debt Relief Scams

Nobody sets out to get scammed. The fact that the people most vulnerable are those in the most need of help only serves to pour salt in the wound. There are scams all around you. We want you to be able to identify and avoid them. This guide should help with that. Red-Flags Getting tricked by a scam doesn’t make you stupid. Everything is marketed in a way that makes it seem like it can solve your problems, that’s how marketing works. There is a general rule of thumb you can go by, however: Nobody is going to go...

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Know Your Options When It Comes to Paying for College

Unless you have hundreds of thousands of dollars lying around, odds are you’re going to have to get creative when it comes to financing a college degree. We’re here to help. We have some methods you’ve probably heard about, and a few you may be less familiar with. Hopefully, you can find a way that will work out for you. Scholarships and Grants Let’s get the ones people know about out of the way first. Grants and scholarships are typically designed as rewards for either scholastic, civic, or athletic excellence. While grants and scholarships are applied to your overall...

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How Reforms Around the Country Can Help You Save on College Costs

College plays an important role in our society, both educationally and professionally. However, the business aspect of the institution cannot be ignored. The more important it becomes, the more expensive it becomes. Because of this, we find ourselves in the middle of a loan repayment crisis. People are just flat out not repaying their loans. What do we do? There are already penalties in place, yet people default just the same. Maybe the government should pick up the tab. Reform Theories In some states, there have been ideas put forward to make higher education (much like K-12 education) a...

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The Pros and Cons of Getting a Job While in College Full-Time

The culture shock that comes from students transitioning from high school to college can be startling. The biggest change is all of the new found freedom, in terms of both behavior and time. While there are a great many unproductive (yet totally fun) ways to fill all that free time, getting a job is probably the smarter play. Not only will it help to keep you out of trouble, but the extra cash can’t hurt either…Can it? Student Income and Financial Aid The amount of need-based financial aid a student gets is based on the income and assets of...

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Federal Student Loans vs. Private Loans: Which Is Better?

Student loans tend to get a bad rep; somewhat undeservedly so. If you take away the whole “paying it back” part, they are actually quite helpful. In all seriousness, student loans do serve an important purpose. Knowing how to choose which ones work best for you can really save you some money in the long run. That’s why we’d like to let you know the difference between federal and private student loans. Federal Student Loans Federal student loans (as the name would suggest) are provided by the government for the sole purpose of paying for college and are historically...

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