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Category: Housing

Stay Cool for Less This Summer

After a long winter, it’s finally going to stop being cold, but sure enough, we’re soon going to find ourselves with the opposite problem. When Mr. Sunshine is being a little too generous, how can you keep cool without racking up a huge energy bill from all the air conditioning? It turns out you may have many more options than you think. Maximizing A/C Efficiency (Short-Term) While some might be content to just open a window, many parts of the United States get so hot that air conditioning is the only sane option. Even in the parts that don’t...

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Understanding Your Rent Assistance Options

If you’re having trouble paying your bills, you’re certainly not alone. If there’s any good thing about the high number of people making ends meet, it’s that there are many financial aid options available. It’s tough to say which specific expenditure is the most important, but having a roof over your head is a strong contender. That’s why there are several avenues specifically for getting rental assistance. Governmental Giving There are plenty of government programs out there for people struggling with rent. These can be divided into two categories: short-term and long-term assistance. Short-Term Short-term rental assistance can be...

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Don’t Hire an Expert: Services You Can Do Yourself

We have so much to do in so little time, it’s tempting to just pay someone else to do it for us. Many people already call upon professionals for everything from dog grooming to personal training to lawnmowing, while others would love to hire out help if they could afford it. There are even some services which people of all economic backgrounds think of as being something you hire an expert for, just because it’s seen as what you’re supposed to do. But many of these services are things you can do by yourself, saving you serious money in...

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The Perks and Perils of Rent-to-Own

If someone told you there was a way to buy something expensive by slowly easing your way into it, not committing to fully purchasing it for a few months or years so you have time to make sure you’re completely content with it, would you say that sounds like a great deal? That’s the appeal of the “rent-to-own” process. The rent-to-own (or rent-to-buy) structure exists for many types of products and properties, ranging from home appliances to jewelry to furniture, and is commonly used by retailers such as Aaron’s and Rent-A-Center. Beyond all of these, however, the biggest things...

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Can a Flood Happen to You?

Slowly but surely, it’s getting warmer, and spring will soon be here. But while April showers may bring May flowers, sometimes those showers just bring even more showers with them throughout the spring and summer. Not to mention, all that melting snow has to go somewhere. Sometimes all that excess water feels the need to make its presence known. Flooding is actually the most common natural disaster on Earth, in the sense that there are so many “little” ones occurring all the time. In fact, one could argue flooding helped build modern civilization, since the earliest human societies in...

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